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Home This is one of the most common tricks used by car dealerships on unsuspecting buyers. First things first: not all banks and lenders base their approval decisions solely on credit score. Many other factors come into play. However, some finance managers take advantage of the confusion around credit scores to increase their profits. In […]

Home If it seems too good to be true, it probably is. We’ve seen a lot of promises in the auto finance industry, and if you’ve ever been shopping for a car, you’ve probably seen them too. Unfortunately, what you see is not always what you get. Well, we think we can all agree an […]

Home The recent economic upheaval left many Canadian with large amounts of debt and other financial problems. One such problem is the upside-down car loan. You have likely heard about the many houses that homeowners have walked away from once they owed more than the home’s value. Similarly, car owners are finding themselves perplexed when […]

Home Car dealers know you have a limited number of options to get rid of your old car. So they will buy it from you for as little as possible and turn it around for a hefty profit.ALSO, some of us don’t like the idea of strangers coming to their house to view their vehicle, […]

Home Knowing your credit situation when we explain it in detail helps when you hear this lie. Some shady car salesman/ finance manager may tell you a co-signer will be necessary to purchase a vehicle. This situation usually arises when a consumer has a slow credit history and a low-paying job. Instead of rejecting your […]

Home This is one of the most common tricks that car dealers pullon unsuspecting shoppers, first things first, not all banks and lenders look atthe credit score only to make their decision whether you get approved ordeclined, there lots of other factors. Some finance managers tell you that your credit score wasmuch lower than it […]